Guaranteed Lifetime Income Plan Overview

Initial Benefit Boost
When you make your purchase payment, an additional 30% is immediately added to your Minimum Income Benefit Value. This means your benefit value starts at 130% of your initial purchase.

Growth Potential
Your Minimum Income Benefit Value grows at a 9.5% compound annual rate for up to 12 years or until you begin lifetime income withdrawals—whichever comes first. Growth is calculated daily, ensuring consistent compounding over time.

Lifetime Income Guarantee
You can begin receiving lifetime income any time after the first contract year. Once started, your income payments are guaranteed for life, providing financial security and predictable income throughout retirement.

Key Highlights

• 130% starting benefit value

• 9.5% compound annual growth for up to 12 years

• Lifetime income guaranteed after the first contract year

• Daily compounding for steady benefit growth